Energy Costs in Summer vs Winter

Michelle Rochniak | 6/26/2025

Winter heating and summer cooling use a substantial amount of energy in your home. But which costs more on average?

You’d think this simple question would have a simple answer. But the kind of energy you use in the winter probably isn’t the same energy you use in the summer. And when looking for averages, your neighbors may not use the same energy as you in either season or at all. Energy sources won’t have the answers we need — we have to observe our climate instead.

Imagine if it was over 90°F every single day for all of July this year. That’s the amount of 90°F or higher days (over the course of a year) that Region 5 of New York may experience by the end of the 2020s.

The Hudson River Estuary Program (HREP) estimates that, by the end of the decade, Region 5 (the green area) will have 26 to 31 days that are 90°F yearly. Region 2 of New York (the orange area on the map) will have 19 to 25 days a year that are above 90°F. These numbers are double the 10-12 days above 90°F each region had in the baseline era of 1971-2000.

As for days at or below 32°F, Region 2 will have 108-116 by the end of the decade compared to 138 in the baseline era. Region 5 will have 127 -136 as compared to 155 before. That’s a loss of almost three weeks of at or below freezing temperatures in both regions.

While that indicates we’ll need less heating in the winters, we’ll need more energy to stay cool in the summers as well. Regions 2 and 5 used to have 1-2 heat waves a year with 4 days each during the baseline era. But by the end of the decade, both regions could have 3 or 4 heat waves a yearwith 5 days each.

In 2020, environmental health scientists at Columbia University Mailman School of Public Health and the University of Washington published a study that examined severe weather-driven power outages in New York State between 2017 and 2020. The study suggests that, of all urban areas outside of New York City, the Hudson Valley and Long Island had the most severe weather-driven power outages. And power outages are more likely to happen when temperatures go above 86°F in all non-NYC urban areas. That means more power outages in Kingston are more likely as we see more days of 90°F or higher per year.

Our current backup generator system is also not enough. The energy grid is relatively stable for now. But when we do need backup energy, we tend to use diesel generators. Those generators cause a lot of air pollution and can further endanger our neighbors’ health. 

While everyone will feel these changes, they’ll hit historically marginalized communities the most — who have already experienced the brunt of climate change up until and including now. It’s irresponsible to create a future where this is still the case.

While it isn’t clear what will cost more, summer cooling will likely use more resources as temperatures rise with energy costs. But no one, especially marginalized communities, should have to pay this rising price. If we don’t change now, we’ll keep contributing to an unjust, exclusive energy system.

The statistics that back up our current climate path aren’t easy to understand either. They’re buried behind paywalls. They require interpretation and analysis. It doesn’t matter if the information exists if it’s not available to the general public. Access and context are crucial.

But understanding energy and creating a climate-resilient future doesn’t have to be difficult. At Mid-Hudson Energy Transition, we’re committed to working with communities to make this information easy to understand. We’re making clean energy more accessible through our community solar program. We’re expanding our community education efforts so everyone has access to information. After all, an informed public is a powerful public.

Introduction to Termination Notices in Central Hudson

Connor Cantrell | 6/25/2025

In May 2025, fifty thousand households served by Central Hudson were over sixty days in arrears. Specifically, 51,479 of the 274,264 total households had been in debt to the utility for more than two months, with an average balance of $2,661. Central Hudson publishes these numbers monthly.

Horrific status quo aside (I wrote about it here) the arrears category is worth examining on its own. Once you’ve carried a balance with Central Hudson for over sixty days, you receive your first termination notice.

In that termination notice, you’ll find an offer for a deferred payment agreement. This is the avenue Central Hudson offers for struggling homes to make their way out of debt. Which, in some ways, makes sense. As a profit-driven business, their emphasis is on collecting payments. So, the solution to customer debt is a plan that allows Central Hudson to collect the money they are owed, rather than a plan to meaningfully address the cause of the debt.

A typical agreement starts with a large down payment and the rest of the balance is divided over the next six payment periods. You can see a sample of this deferred payment agreement here. The second page of the sample agreement lists the standard terms, where the customer is charged 30% of their total balance as the down payment. This down payment is added to any bills issued after the termination notice is sent. So, if you receive a termination notice and a month passes before entering into a payment agreement, that month’s bill is also due along with the down payment. Then come the monthly installments, which are either:

  1. The cost of your average monthly usage, or
  2. One-sixth of the balance—whichever is greater.

This is all in addition to upcoming bills, which are still due in full. Otherwise, the agreement defaults and the total balance becomes due again.

So, if the average debt is $2,661 in May 2025, a customer would be responsible for $798 up front, followed by six payments of $310, on top of the normal monthly energy bills. Does this sound like a solution for a household already struggling to pay? 

Here’s what that looks like based on Central Hudson’s average monthly energy costs per year, including electricity and gas.

There is some leniency, to be fair. The debt doesn’t accrue interest, and if you can show financial hardship, you can negotiate for a zero-dollar down payment and $10 monthly payments instead of the initial offer.

But how many people know that? I know because I’ve been talking to social services coordinators and researching it. But Central Hudson doesn’t seem to advertise this information. The sample agreement I found mentions the possibility of negotiation in two small paragraphs, and I can’t find anything about it on Central Hudson’s website. How do you prove financial hardship? The answer is through participation in assistance programs. Which come with their own administrative barrier to entry. 

The one-size-fits all price of residential energy is a major driver of these situations. Since the price of energy is fixed across users, and every household needs energy to maintain a normal standard of living, lower-income households end up paying a much higher percentage of their budget to the utility. So the cost of energy is functionally regressive. One family might pay 5% of their income toward energy, while another pays 20% for the same service.

Instead, we could institute a progressive structure, where households are billed a percentage of monthly income for energy costs. The utility would take a portion of your income, scaled to what you earn. The NY HEAT Act proposes exactly this. If it passes, bills would be capped at 6% of monthly budgets for low-income households.  

Privately owned utilities have no incentive to institute similar measures on their own. As for-profit organizations, their goal is to grow revenue year after year while keeping their costs down. A big part of that commitment to revenue is the process of collecting payment. 

If you can’t pay, you don’t get lights at night. You don’t get internet access. Again, being fair, there are exceptions. Customers can apply for protected status to avoid shut offs in Central Hudson, for example, if you have life sustaining equipment in your home. But this structure also puts the administrative burden onto those homes. If you’re struggling, if you’re in a difficult situation, you need to prove it. That’s the kind of accommodation you get with a for-profit system. 

Instead, our utility system should be designed around care. It should meet our needs without holding us hostage for having those needs. That’s what we’re fighting for at Mid-Hudson Energy Transition and why we proudly support the Hudson Valley Power Authority Act. When power is returned to the people, rather than given to for-profit corporations, real problems are solved, basic needs are met, and the lights stay on.   

If you are struggling with your utility bill, Contact Us

If you are interested in saving up to 20% on your utility bill every month, sign up for our Community Solar Program.

If this upsets you as much as it upsets us, join our newsletter. 

If you have questions or just need to talk through your situation, we’re always here. Contact us.

For help with navigating termination letters and submitting complaints to the PSC, check out this guide by Communities for Local Power: CLP Termination Letter Guide.

Mayor Noble Announces Community Solar Program

KINGSTON, NY – Mayor Steven T. Noble is pleased to announce that the City of Kingston is partnering with local non-profit Mid-Hudson Energy Transition (MHET) to bring affordable, renewable energy to residents with Kingston Community Solar, a new initiative that allows residents to subscribe to a local solar farm and receive utility bill credits.

With Kingston Community Solar, project, a collaboration of MHET and PowerMarket, income-eligible participants can save up to 20% monthly on electricity, with no upfront cost, long-term contracts, or maintenance required and without the need to install solar panels.

“This is exactly the kind of innovative, community-driven solution we’ve been working toward,” said Mayor Noble. “Kingston has long been a leader in sustainability, and this partnership ensures that the benefits of clean energy are reaching the families who need them most. It’s a win for our residents and for our planet.”

Kingston Community Solar prioritizes income-eligible households to join a shared renewable solar project, which pumps clean energy into the local power grid. Participants continue to receive electricity from Central Hudson and, as the solar project produces clean energy, receive credit on monthly electric bills.

“Families are getting crushed by skyrocketing electricity bills and a fossil fuel system that puts profit over people,” said Jasmine Graham, Executive Director of MHET. “Kingston Community Solar gives our community a real solution—lower bills, cleaner energy, and long-term relief. It’s one of the few ways people can consistently save money for decades while helping to move us off dirty energy. We’re so grateful to the City of Kingston for stepping up and making this possible.”

Enrollment is now open to Central Hudson customers. More information and registration can be found here.

The City of Kingston is a leader in efforts to create a more energy-efficient and sustainable community. Kingston has taken a comprehensive approach to building a city that is equipped to meet modern challenges and embrace 21st century opportunities. The Sustainability Office manages the City’s environmental projects, initiatives, and programming, including energy, land use, climate adaptation and resiliency, transportation, recycling and environmental education. Current projects include Community Choice Aggregation, Organics Diversion, Community Preservation Planning, Waterfront Flooding Resiliency, Building Decarbonization and more. More information about the City of Kingston’s sustainability efforts at https://kingston-ny.gov/sustainability.

Tips for Energy Efficiency

As the colder months continue on, it’s essential to implement energy-saving strategies to maintain a comfortable home environment while reducing utility costs. Here are some tips to enhance your home’s energy efficiency:

1. Seal Drafts and Insulate

Prevent cold air from entering your home by sealing leaks around windows, doors, and other openings. Use caulk or weatherstripping to seal gaps, and consider adding insulation to areas like attics and basements to improve heat retention. Need help sealing drafts? The MHET office has FREE weatherization kits (including window spray foam, pipe wrap insulation, and door sweeps). Stop by to pick one up, 280 Wall St, Suite 379, Kingston, NY!

2. Optimize Thermostat Settings

Adjusting your thermostat can lead to significant energy savings. When you’re home and awake, set it to the lowest comfortable temperature. Lowering the thermostat by 5 to 10 degrees Fahrenheit for eight hours, such as when you’re asleep or away, can save around 10% annually on heating bills. Programmable thermostats can automate these adjustments for convenience. Ask MHET how to get a FREE smart thermostat!

3. Maintain Heating Systems

Regular maintenance of your heating system ensures it operates efficiently. Replace furnace filters monthly or as needed, and schedule annual check-ups with a professional to keep the system in optimal condition. 

4. Use Energy-Efficient Appliances

When replacing appliances, opt for those with the ENERGY STAR® label, indicating they meet energy efficiency guidelines. Energy-efficient appliances consume less energy, leading to lower utility bills. Learn how you can get FREE energy efficient appliances for your home through one of MHET’s programs here

5. Manage Water Heating

Water heating accounts for a significant portion of energy use. Lower the water heater temperature to 120°F to save energy and reduce the risk of scalding. Additionally, insulating the water heater tank and pipes can prevent heat loss. Learn how you can get a FREE energy efficient heat pump hot water heater for your home through one of MHET’s programs here

6. Leverage Local Programs

Residents in the Mid-Hudson region can benefit from local initiatives aimed at promoting energy efficiency. MHET’s Home Upgrade Grants (HUG) Program was designed to assist homeowners in making energy-efficient improvements and NYSERDA’s EmPower+ Program allows low- to moderate-income residents to apply for energy efficiency incentives. 

Implementing these strategies not only contributes to a more comfortable living environment but can also lead to savings on energy bills. By taking proactive steps, you can enhance your home’s efficiency and reduce its environmental impact. 

Special thanks to Martina and Zoe for suggesting this blog post! 

 

Sources:

https://www.mortgagecalculator.org/helpful-advice/energy-saving-tips-for-homeowners.php

https://www.energy.gov/energysaver/fall-and-winter-energy-saving-tips

How the Number of Households in Debt to Central Hudson Skyrocketed

Connor Cantrell | 1/8/2025

New York State utilities publish statistics on how many homes are carrying past due balances every month. In Central Hudson’s case, more than one in five homes are 60+ days into debt as of November 2024 and the average amount owed by those homes is $2,290.  

In January 2020, less than one in ten homes were in the same situation and their average debt was $409. In real numbers, roughly twenty thousand households have turned into sixty thousand households that are 60+ days in arrears over the course of four years.

Percentage of Central Hudson Customers in 60+ Days Arrears

How did this happen? The first thought is Covid, right? It screwed everything up, probably utility debt too. But the data doesn’t bear that out. 

The pandemic started in March 2020 and we don’t see a meaningful change in the percentage of households in arrears until September 2021. Central Hudson instituted their shut off moratorium in March 2020 as well, which meant that regardless of how much a home owed the utility, they would not lose service. So it’s not that policy either. Although I’ve heard that explanation from Central Hudson employees. And it makes sense. Without the threat of losing service, more people might skip paying their bills. 

There is a small increase in customers in arrears from March to May but the slight uptick does not explain where we are today. 

The significant increase occurred in September 2021, the same month Central Hudson instituted their new billing system – after thirty years of using a previous system. And the roll out was fraught to say the least. You can read about the Public Service Commission’s investigation into Central Hudson and the botched roll out here. It’s dated 12/15/2022.  

The report details a slew of errors and issues with the new system. It overcharged “over 8,050” residential customers, produced inaccurate bills and estimates, and delayed billing as well. Further, the system automatically withdrew an incredible amount of money from customers’ bank accounts, 

“…several customers whose bills were delayed as the result of system errors, suddenly had money withdrawn from their accounts for multiple months’ worth of bills. Between September 2021 and June 2022, over 30,000 customers who were accustomed to receiving a monthly bill, had multiple months’ worth of charges automatically withdrawn from their bank accounts. During that period, Central Hudson automatically withdrew over sixteen million dollars ($16,000,000) from customers’ bank accounts…” (p. 17).

It seems that the confusion, errors, and delays caused by the billing system’s roll out doubled the percentage of accounts in arrears. For example, someone could have been paying their balance regularly, received two or three months of charges suddenly, and then carried those extra charges forward, slowly paying it down over the course of months and months, thus adding them to the graph above. It’s much easier to get into debt than to get out of it. 

Although Central Hudson has corrected their billing errors and settled with the Public Service Commission, the numbers indicate that customers are still struggling under the weight of the billing errors. 

Central Hudson’s new billing system was instituted in September 2021 and they “… reported that as of September 11, 2022, over 8,000 customers’ bills were still not current” (p.17) in the PSC’s investigation. 

The PSC’s report explains what led to the botched rollout as well. Central Hudson’s budget for developing and implementing the new billing system expanded and expanded and Central Hudson employees in support roles – the people responsible for using the system, answering calls, and troubleshooting errors – were under prepared before the rollout in September 2021. 

“… [T]he planned training curriculum contained zero hours of training for ‘Complex Billing’, zero hours for ‘Net Metering’, and zero hours for ‘Manage Retail Choice Suppliers’. Rather than dedicate training to these complex scenarios, Central Hudson instead chose to hope that employees would pick up proficiency through testing in a manner that was ‘ad hoc’ and ‘not tracked’” (p. 27).

The result of this lack of preparation? Our neighbors are still dealing with the accumulated debt in 2024. 

The situation facing thousands of Central Hudson customers in arrears is an excellent example of why, at MHET, we believe we need a system that prioritizes the wellbeing of the people it serves, not the profits it can make from them. Such a system would deliver a wholly different service. 

The status quo of our current energy system empowers for-profit entities to make sweeping decisions for our region and the same goes for most other regions in New York State. The fallout from Central Hudson’s implementation of a new billing system is exactly the kind of harm that current incentives fail to prevent. And exactly the kind of harm that current residents of the Hudson Valley are forced to shoulder. 

This is why Mid-Hudson Energy Transition champions energy democracy. Our energy system should be owned, controlled, and responsive to local communities. If the local community is unhappy with the quality of service or the cost of their bills there needs to be a way to express that dissatisfaction and meaningfully change the causes of dissatisfaction. In this way, the priority of the energy system would be the wellbeing of community members and not shareholders. 

The people affected by a system should have the final say in its structure and implementation. If we create a system that prioritizes the wellbeing of our neighbors, we will have a system that supports the wellbeing of our neighbors. And if we continue along with the same for profit incentives with the same structure of accountability, we will continue to see our communities suffer for it.