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Programa de préstamos para energía doméstica

Helping residents finance home energy upgrades.

The Home Energy Loan Program (HELP) is now live and looking for borrowers! Apply for a low-interest loan to make your home more energy efficient today.

The Home Energy Loan Program (HELP) provides 2% APR* interest loans and small grants to help residents finance home energy upgrades that boost safety, health, energy efficiency, and climate resilience. Beyond financing, HELP includes incentives designed to empower borrowers, build wealth, enhance financial literacy, and support recovery from financial setbacks. This program is here to make energy improvements more accessible, impactful, and supportive of long-term financial wellbeing.

*Disclaimer: Annual Percentage Rate (APR): APR is a measure of the cost of credit, expressed as a yearly rate. The 2% APR rate is available to all qualified applicants who meet our underwriting criteria, regardless of credit score. Exact APR may vary between 2.0-2.5% depending on loan term and amount. This advertisement is not a guarantee of credit approval.

Goals

Increase Accessibility for Those Who Need It Most

Ensure loans are accessible to low- and moderate-income residents, providing financing for those who can benefit the most.

Support Essential Home Energy Improvements

Help homeowners finance upgrades that enhance the health, safety, efficiency, and resilience of their homes.

Promote Financial Empowerment
Raise borrowers’ credit scores and build personal finance skills through personalized support and financial literacy resources.
Reward Financial Responsibility

Offer rewards for consistent, on-time payments, supporting long-term financial stability.

AYUDA’s Key Features

Affordable financing to make energy-efficient home improvements within reach.

Accessible to all qualifying residents, regardless of credit score.

Reserved for those who will benefit most from reduced energy costs and increased home efficiency.

Guidance and assistance through every step of your home energy upgrade project, ensuring a smooth and successful process. Learn more about our HUG program here.

*Disclaimer: Annual Percentage Rate (APR): APR is a measure of the cost of credit, expressed as a yearly rate. The 2% APR rate is available to all qualified applicants who meet our underwriting criteria, regardless of credit score. Exact APR may vary between 2.0-2.5% depending on loan term and amount. This advertisement is not a guarantee of credit approval.

AYUDA is here!

HELP is now live and available to all qualifying Kingston residents. From replacing a window and improving insulation to installing a heat pump, we have you covered for all eligible projects up to $15,000. A portion of our loans can also be used to cover critical pre-electrification work such as electric panel upgrades, remediation of mold, lead, and asbestos, and structural repairs.

Ready to get started?

¿Tiene preguntas? Estamos aquí para ayudarle.

¿Tiene alguna pregunta y necesita ayuda? Envíenos una pregunta o póngase en contacto con nosotros en los datos que figuran a continuación:

  • Llámenos al 845-383-1050
  • Visite la oficina en 280 Wall Street, Suite 379, Kingston, Nueva York 12401 EE.UU.

Consulte nuestros otros programas

Nos dedicamos a apoyar a los más afectados por el aumento de los costes de la energía y los efectos del cambio climático, especialmente a las comunidades más perjudicadas por nuestro actual sistema energético. Mediante la innovación continua, la participación de la comunidad en el diseño de los programas y la defensa de un cambio sostenible, estamos construyendo un futuro más limpio y justo. Explore nuestros otros programas para ver cómo estamos marcando la diferencia.

Consejo Comunitario

Energía
Innovación

AYUDA
Fondo

Subvenciones para la rehabilitación de viviendas

We moved!

We hope to see you at our new office:

190 Fair Street, Unit 1
Kingston, NY 12401

Póngase en contacto con nosotros