Skip to content

Home Energy Loan Program

Helping residents finance home energy upgrades.

The Home Energy Loan Program (HELP) will provide 2% interest loans and small grants to help residents finance home energy upgrades that boost safety, health, energy efficiency, and climate resilience. Beyond financing, HELP includes incentives designed to empower borrowers, build wealth, enhance financial literacy, and support recovery from financial setbacks. This program is here to make energy improvements more accessible, impactful, and supportive of long-term financial wellbeing.

Goals

Increase Accessibility for Those Who Need It Most

Ensure loans are accessible to low- and moderate-income residents, providing financing for those who can benefit the most.

Support Essential Home Energy Improvements

Help homeowners finance upgrades that enhance the health, safety, efficiency, and resilience of their homes.

Promote Financial Empowerment
Raise borrowers’ credit scores and build personal finance skills through personalized support and financial literacy resources.
Reward Financial Responsibility

Offer rewards for consistent, on-time payments, supporting long-term financial stability.

HELP’s Key Features

Affordable financing to make energy-efficient home improvements within reach.

Accessible to all qualifying residents, regardless of credit score.

Reserved for those who will benefit most from reduced energy costs and increased home efficiency.

Guidance and assistance through every step of your home energy upgrade project, ensuring a smooth and successful process. Learn more about our HUG program here.

HELP is on the way!

HELP is expected to launch in Spring 2025. If you want to talk about other options for financing home improvements, please call +1-845-372-1728 to speak to a member of MHET’s Home Upgrade Grants staff or email homes@mid-hudson.energy.

Want to be the first to know when HELP is ready?

Questions? We're here to help!

Have questions and need help getting them answered? Send us a question, or contact us at the information below:

  • Call us at 845-383-1050
  • Visit the office at 280 Wall Street, Suite 379, Kingston, New York 12401 USA

Check out our other programs

We’re dedicated to supporting those most affected by rising energy costs and the impacts of climate change, especially communities that have faced the greatest harm from our current energy system. Through continuous innovation, community involvement in program design, and advocacy for sustainable change, we’re building a cleaner, fairer future. Explore our other programs to see how we’re making a difference.

Community Council

Energy
Innovation

HELP
Fund

Home Upgrade Grants

Get in Touch!