The HELP Fund

Making energy efficiency upgrades accessible.

The HELP Fund is a pioneering green community investment fund that introduces a new model for local, participatory investing in sustainable and inclusive decarbonization. By raising capital from community investors, innovative impact investors, and philanthropic partners, the HELP Fund fuels the Home Energy Loan Program (HELP), making energy efficiency upgrades accessible to those who need them most.

As energy costs are rising and climate change intensifies, households with low-to moderate- incomes – especially in communities of color – are struggling with high utility bills, poor indoor air quality and toxins, and are disproportionately at risk of climate-related hazards. The HELP Fund raises capital to ensure these households are included in the renewable energy transition, offering ultra-low-interest loans for healthy, energy-efficient, and climate-resilient home improvements.

The HELP Fund is being piloted in Kingston, NY and accepting investments and donations across the United States from community members, accredited impact investors, and philanthropic institutions interested in accelerating a just, local energy transition. Investors help drive climate, health, and housing justice outcomes while earning a return on their investment.

Interested in Investing in HELP?

Visit InvestinHELP.org.
Please read our Offering Memorandum in its entirety.
Consult the personal finance worksheet if you are unsure how much to invest.
Browse the investment options on Investinhelp.org and select the “Invest” button next to your desired option to invest online.

The HELP Fund is...

Generating inclusive financing for people and communities facing systemic exclusion to accelerate a just and local renewable energy transition
Grounded in the community, advised by a community council and implemented by Mid-Hudson Energy Transition, a 501(c)(3) nonprofit organization
Supported by innovative partnerships with NYSERDA, a local banking partner, philanthropy, and investors like you

Check out our other programs

We’re dedicated to supporting those most affected by rising energy costs and the impacts of climate change, especially communities that have faced the greatest harm from our current energy system. Through continuous innovation, community involvement in program design, and advocacy for sustainable change, we’re building a cleaner, fairer future. Explore our other programs to see how we’re making a difference.